Build Financial Forecasts inMinutes, Not Hours.
Crunch numbers without actually crunching numbers. Formulate’s AI turns your business ideas into clean, financials in minutes.
What Formulate does
Your business idea, translated into numbers that make sense.
No spreadsheet wizardry required. No finance degree needed. Just clear financials, fast.
Describe your business.
Let AI build the model.
Tell Formulate how you make money and it fills in the structure — revenue drivers, cost assumptions, growth rates. You stay in control, AI does the heavy lifting.
AI suggestion: Raise prices 10% — minimal churn impact
Investor-Ready Statements
P&L, Balance Sheet, and Cash Flow — all three, always in sync. Export to Excel for any deck, loan app, or board meeting.
Built for Your Business Type
SaaS, services, e-commerce, brick-and-mortar — Formulate starts with the right structure so you're not building from a blank page.
Headcount Planning Included
Model hiring plans by role and start date. Salary costs flow automatically into your P&L — no double entry, no manual math.
Assumption-Driven Forecasting
Change one number — churn rate, pricing, headcount — and watch the whole model update instantly. See how decisions play out before you make them.
Your Data Stays Yours
Encrypted at rest and in transit. Your financial model is private by default — never shared, never used for training, never sold.
Simple, Transparent Pricing
Everything you need. Start free, no credit card required.
Comprehensive financial planning with three-statement modeling
7-Day Free Trial — no card needed
AI & Forecasting
- AI Assisted High-Level Forecasts
- AI Forecast Analyst Chat
- Assumption-Driven Forecasting
- Smart Suggestions
- Upload & Map Existing P&L
- Custom Business Model Templates
Statements & Exports
- P&L, Balance Sheet & Cash Flow
- Headcount Planning
- Graphs & Summary Views
- Export to Excel — All Statements
- Up to 15 Forecasts
- Secure, Private Data Storage